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801.29.CLEAR
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Professional Liability

Mistakes Happen

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At CLEAR Insurance Solutions, we understand that mistakes happen. That is why we are committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it is important for your business to have general liability coverage for property damage and bodily injury, CLEAR Insurance Solutions recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’ Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a representative with CLEAR Insurance Solutions today to prevent mistakes and errors from becoming major losses for your business.

 

Our Locations

CLEAR Insurance Solutions

110 North Main #100
Bountiful, UT 84010
Main office: 801-29-CLEAR

CLEAR Insurance Solutions of Greater Atlanta, LLC

1230 Peachtree St NE Ste 1900
Atlanta, GA 30309
Main office:
Toll free: 800-333-6171

Our Providers

I have been a long time client but never had any claims until recently. I was amazed at how efficiently it was handled. I guess it's true what they say, you never know how good your insurance is until you have a claim. I would highly recommend ATP Insurance.
Doug
I have had my insurance with ATP since I got my license. I have always been treated professionally and feel I am getting good insurance that still fits in my budget.
Amelia